Are you getting a tax refund this year?  I so - yay!  Take a moment to consider some options before you make any final decisions. {Note:  This post contains affiliate links.  Read disclosure here.} As Benjamin Franklin said, "In this world nothing can be said to be certain, except death and taxes."  Whether we like them or not (and who actually likes them?), taxes are a fact of life. Tax time … [Read more...]